NIADA
Business
Mastercard®
2.1%
Cash Back
$0
$500
Value
No Impact
“I'm excited to keep growing as a family-run business, and I see the NIADA Business Mastercard as a key stepping stone—helping set up the future owners of Covedale Motors to continue that growth.”
Trusted by Auto Dealers Nationwide
How we stack up against your current card
Mastercard
2.1% back on every purchase with autopay.1
$1,7502
$0 Annual Fee
$0 Employee Card Fee
Up to $2,000,0003
Redeem as statement credits, or physical checks.
Business Unlimited
1.5% back on every purchase.
$750 when you spend
$6,000 in 3 months.
$0 Annual Fee
$0 Employee Card Fee
Either low starting limits or a lengthy documentation process to get a higher line ($100,000 or more).
Chase Ultimate Rewards portal, gift cards, and statement credits.
Spark 2% Cash
2% back on every purchase.
$1,000 when you spend $10,000 within 3 months.
$150 (or $95) Annual Fee
$0 Employee Card Fee
No preset spend limit (shadow limit) or low initial limits.
Redeem as statement credits, physical checks, gift cards, or Capital One travel.
Business Unlimited
1.5% back on every purchase.
$750 when you spend
$6,000 in 3 months.
$0 Annual Fee
$0 Employee Card Fee
Either low starting limits or a lengthy documentation process to get a higher line ($100,000 or more).
Chase Ultimate Rewards portal, gift cards, and statement credits.
2x (valued at 1.2% cash back) on all purchases.
185,000 points (valued at $1,110) if you make $6,000 of purchases within the first 6 months.
$650 Annual Fee
No Employee Card Offering
Either low starting limits or a lengthy documentation process to get a higher line.
AmEx travel portal, hotel stays at Marriott, statement credits, gift cards, and partner airlines and hotels.
1.5% back on all purchases.
$300 after you make $3,000 of purchases within 90 days.
$0 Annual Fee
$0 Employee Card Fee
Either low starting limits or they require a higher deposit as collateral
Statement credit, direct deposit, check, and Merrill investment account.
Let our technology drive your growth
Make the SwitchQuickBooks Online + Desktop Integration
Every time you swipe your card, transactions sync automatically to QuickBooks—saving your bookkeepers valuable time.
Multi-Dealership Support
Owners can easily manage multiple dealerships all in one place: each with its own employees, bank accounts, and statements.
SMS Receipt
Capture
Simplify your bookkeeping instantly. Snap or text a receipt, and we’ll match it to your transactions—saving your business time and money.
Unlimited Vendor +
Employee Cards
Issue unlimited virtual or physical cards, control permissions on a user and vendor level, and manage spend limits across your team.
Don’t Just Take Our Word For It
“I’m excited to keep growing as a family-run business, and I see the NIADA Business Mastercard as a key stepping stone—helping set up the future owners of Covedale Motors to continue that growth.”
“The ACCA Mastercard is simple, intuitive, and easy to use, which makes a big difference because nobody has time to deal with anything complicated. Now, if an opportunity comes along, I can take care of it, whereas before, without access to capital, you’d be left behind. For me, it’s a no-brainer.”
Reinvest your savings into your auto dealership and support the NIADA's mission!
The NIADA World Elite Business Mastercard is a game-changer for independent automobile dealers, offering unparalleled benefits that directly address the unique needs of our profession. This innovative card provides dealerships with substantial cash-back rewards and a unique management platform to make managing your finances simple.
_2K.jpeg)
Additional Platform Benefits To Help You Save Money
Up to 4% APY5
on your liquid balance with no hidden or minimum fees.